VA Loans

A VA loan is perhaps the most powerful and flexible lending option on the market today. Get a No-Obligation Rate and Closing Cost Analysis! Chose your option:

Who can get a VA Loan?

A VA loan is available with a fixed rate. It is offered to active military men and women, veterans, and to surviving spouses. You have the ability to purchase with no money down. Apart from the government's UDSA Rural Development home loan and Fannie Mae's Home Path, it's all but impossible to find a lending option today that provides borrowers with 100 percent financing.

VA loans also come with less stringent underwriting standards and requirements than conventional loans. In fact, about 80 percent of VA borrowers could not have qualified for a conventional loan. These loans also come with no private mortgage insurance (PMI), a monthly expense that conventional borrowers are required to pay unless they put down at least 20 percent of the loan amount.

VA loan benefits
Benefits

as low as 0% down

  • Exclusive benefits for military and veterans.

  • Higher allowable debt-to-income ratios than for many other loans.

  • Competitive interest rates that are routinely lower than conventional rates.

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15/30 can help you begin your home loan journey today.