Fixed Loans

The 30-year and 15-year fixed are the most popular loans Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. America's Loan Advisors specializes in fixed rate mortgages with 30, 25, 20, 15, and 10-year terms.

Whether you are buying your first home, or you are an experienced buyer, we can help you choose the right loan and give you customized rate quote analysis.

Benefits of Fixed Loans
  • Minimum 3% down without assistance or 0% down with down payment assistance!

  • Minimum credit score 580

  • Post- bankruptcy: can qualify after 4 years. Post-foreclosure: can qualify after 7 years

  • Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)

Let’s get Started

15/30 can help you begin your home loan journey today through our RapidReady Process.